The credit card companies are up front about their fees. They say they can change the interest rates. You are borrowing money their money, they can do with it whatever they want. This is why I never had a credit card. No one will take better care of your money than you. Everyone thinking credit card companies are some sort of great business is one of the biggest reasons why we are in the situation we are in now.
November 6th, 2012: Americas new Independence Day.