Well, I'm not the first person to bump an old topic.
No one else has made a Whomod reference in the last 5 years?
And honestly, I missed this one the first time around. So when I read it, I added my two cents.
I found it in an RKMB search for topics related to the mortgage crisis, and though unrelated, some word in this topic made it appear in the search list.

The thing with Whomod was a defining moment for me in changing how I thought of Whomod. And who's to say that the two of them, and others, aren't still lurking here?